Our Services

At CIC Microfinance Rwanda, we believe every Rwandan deserves access to financial opportunities that unlock potential and drive growth. Partnering with cooperatives, supporting women entrepreneurs, and investing in agriculture, CIC Microfinance Rwanda drives economic change, building a more inclusive system aligned with Rwanda’s goal of becoming a middle-income country. Together, we create pathways to prosperity for every Rwandan.

Loans

Our micro-loans are tailored to empower individuals in achieving their personal and business goals efficiently.

Savings

We offer customized financing that helps small and medium enterprises thrive in Rwanda’s dynamic market.

Transfer

Protect your assets with our reliable insurance plans designed for individuals and businesses alike.

Loans

Flexible financing options to fuel your business growth and personal aspirations.

Micro-Loans

Quick and accessible small loan solutions designed to support entrepreneurs and individuals in starting or expanding their ventures.

Personal Loans

Flexible personal financing options to meet your immediate needs, from education to home improvement projects.

SME Financing

Comprehensive credit solutions tailored to boost small and medium enterprises with flexible terms and competitive rates.

Group Loans

Community-based lending programs that leverage collective responsibility to provide affordable credit to organized groups and cooperatives.

Agricultural Loans

Specialized seasonal financing designed to help farmers invest in seeds, equipment, and sustainable farming practices.

Savings

Discover how CIC Microfinance empowers your financial growth with our range of savings products:

Regular Savings Accounts

Flexible savings options with competitive interest rates designed to help you build wealth at your own pace.

Children’s Education Savings

Plan and save for your children’s educational future with dedicated accounts that grow alongside their dreams.

Fixed Deposit Accounts

Secure higher returns with our term deposit products that guarantee growth over specified periods.

Goal-Based Savings

Customized savings plans tailored to help you achieve specific financial targets, from home ownership to business expansion.

Group Savings Schemes

Community-based savings programs designed for cooperatives, associations, and collective financial empowerment.

Transfer

Connect with your loved ones and business networks through our trusted transfer services.

Domestic Transfers

Quick and secure money transfers to any location within Rwanda through our extensive network of branches and agents.

Mobile Money Transfers

Instant transfers between mobile wallets and bank accounts with competitive rates and maximum convenience.

International Remittances

Reliable cross-border money transfer services connecting you with family and business partners worldwide.

Bulk Payments

Efficient payroll and supplier payment solutions designed for businesses and organizations of all sizes.